function pageScroll() {
    	window.scrollTo(0,0); // horizontal and vertical scroll increments    	
}


function step2(){
var msg ="";
var lastname=$("lastname").value;
var firstname=$("firstname").value;
var middle=$("middle").value;
var maiden=$("maiden").value;


if ($("lastname").value==""){	
	$("errlastname").innerHTML="Lastname is required";
	msg="1";
}else{
	$("errlastname").innerHTML="";
}

if ($("firstname").value==""){
	$("errfirstname").innerHTML="Firstname is required";
	msg="1";
}else{
	$("errfirstname").innerHTML="";
}



if ($("sss2").value==""){
	$("errsss2").innerHTML="Social Security Number is required";
	msg="1";
}else{
	$("errsss2").innerHTML="";
}

if ($("bdate").value==""){
	$("errbdate").innerHTML="Birthdate is required";
	msg="1";
}else{
	$("errbdate").innerHTML="";
}

if ($("sss").value==""){
	$("errsss").innerHTML="SSS is required";	
	msg="1";
}else{
	$("errsss").innerHTML="";
}


if ($("phone").value==""){
	$("errphone").innerHTML="Phone is required";	
	msg="1";	
}else{
	$("errphone").innerHTML="";		
}

if ($("city").value==""){
	$("errcity").innerHTML="City is required";	
	msg="1";	
}else{
	$("errcity").innerHTML="";	
}

if ($("state").value==""){
	$("errstate").innerHTML="State is required";		
	msg="1";
}else{
	$("errstate").innerHTML="";			
}

if ($("zipcode").value==""){
	$("errzipcode").innerHTML="Zipcode is required";		
	msg="1";
}else{
	$("errzipcode").innerHTML="";		
}


if ($("email").value==""){
	$("erremail").innerHTML="Email is required";			
	msg="1";
}else{
	$("erremail").innerHTML="";		
}
/*
if ($("cellno").value==""){
	$("errcellno").innerHTML="Cell No. is required";		
	msg="1";	
}else{
	$("errcellno").innerHTML="";		
}
*/

if ($("absig").value==""){
 	$("errabsig").innerHTML="Agent/ Broker Signature: is required <br>";
	msg="1";
}else{
 	$("errabsig").innerHTML="";
}

if (msg==""){
	//$("errorMsg").innerHTML="<strong>  </strong> ";
	$("step2").style.display="block";
	$("step3").style.display="none";
	//$("step1").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	
	}
	else{

	//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
}

function checkRadio (frmName, rbGroupName) {
 var radios = document[frmName].elements[rbGroupName];
 for (var i=0; i <radios.length; i++) {
  if (radios[i].checked) {
   return true;
  }
 }
 return false;
} 

function step1(){
	
	$("intro").style.display="none";
	$("step1").style.display="block";
	$("errmsg").style.display="block";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("stepDummy").style.display="none";
	$("added").style.display="none";
	pageScroll();

}

function step3(){
var msg="";

if ($("acceptedby").value==""){
 	$("erracceptedby").innerHTML="Accepted by is required <br>";
	msg += "Accepted by is required <br>";
}else{
 	$("erracceptedby").innerHTML="";
	msg += "";
}



if (msg==""){
	$("errorMsg").innerHTML="<strong>  </strong>";
	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="block";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="none";
	//$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	}else{
	//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
	
}

function step4(){
var msg="";
if ($("itr").value==""){
	$("erritr").innerHTML="Name (as shown on your income tax return) is required <br>";
	msg += "Name (as shown on your income tax return) is required <br>";
}else{
	$("erritr").innerHTML="";
	msg += "";
}

 if (!checkRadio("formReg","checkab")){
 	$("errcheckab").innerHTML="Check appropriate box is required <br>";
	msg += "Check appropriate box is required <br>";}
 else{
 	$("errcheckab").innerHTML="";
	msg+=""; 
  }

if ($("addnum").value==""){
	$("erraddnum").innerHTML="Address (number, street, and apt. or suite no.) is required <br>";
	msg += "Address (number, street, and apt. or suite no.) is required <br>";
}else{
	$("erraddnum").innerHTML="";
	msg += "";
}

if ($("citysz").value==""){
	$("errcitysz").innerHTML="City, state, and ZIP code is required <br>";
	msg += "City, state, and ZIP code is required <br>";
}else{
	$("errcitysz").innerHTML="";
	msg += "";
}


if ($("sssno").value=="" && $("eino").value==""){
	$("errpart1").innerHTML="You must fill in either Social Security Number or Employee Identification is required <br>";
	msg += "You must fill in either Social Security Number or Employee Identification is required <br>";
}else{
	$("errpart1").innerHTML="";
	msg += "";
}



if ($("signature").value==""){
	$("errsignature").innerHTML="Signature is required <br>";
	msg += "Signature is required <br>";
}else{
	$("errsignature").innerHTML="";
	msg += "";
}
if (msg==""){
	$("errorMsg").innerHTML="<strong>  </strong>";
	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="block";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="none";
	//$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	}else{
	//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
	
}

function step5(){
	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="block";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="none";
	//$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	
}

function step5a(){
	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="none";
	//$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="block";
	pageScroll();
	
}

function step6(){
var msg="";
if ($("agentbroker").value==""){
	$("erragentbroker").innerHTML="Agent or Agency (Broker) is required <br>";
	msg += "Agent or Agency (Broker) is required <br>";
}else{
	$("erragentbroker").innerHTML="";
	msg += "";
}

if ($("ssno").value==""){
	$("errssno").innerHTML="Social Security No. or Tax Identification No. is required <br>";
	msg += "Social Security No. or Tax Identification No. is required <br>";
}else{
	$("errssno").innerHTML="";
	msg += "";
}

if ($("streetadd").value==""){
	$("errstreetadd").innerHTML="Street Address is required <br>";
	msg += "Street Address is required <br>";
}else{
	$("errstreetadd").innerHTML="";
	msg += "";
}

if ($("eadd").value==""){
	$("erreadd").innerHTML="Email Address is required <br>";
	msg += "Email Address is required <br>";
}else{
	$("erreadd").innerHTML="";
	msg += "";
}

if ($("effdate").value==""){
	$("erreffdate").innerHTML="Effective Date is required <br>";
	msg += "Effective Date is required <br>";
}else{
	$("erreffdate").innerHTML="";
	msg += "";
}

if ($("bby").value==""){
	$("errbby").innerHTML="Broker is required <br>";
	msg += "Broker is required <br>";
}else{
	$("errbby").innerHTML="";
	msg += "";
}
/*
if ($("cby").value==""){
	$("errcby").innerHTML="CITIZENS SECURITY LIFE INSURANCE CO is required <br>";
	msg += "CITIZENS SECURITY LIFE INSURANCE CO is required <br>";
}else{
	$("errcby").innerHTML="";
	msg += "";
}

if ($("btitle").value==""){
	$("errbtitle").innerHTML="Broker Title is required <br>";
	msg += "Broker Title is required <br>";
}else{
	$("errbtitle").innerHTML="";
	msg += "";
}
if ($("ctitle").value==""){
	$("errctitle").innerHTML="CITIZENS SECURITY LIFE INSURANCE CO. Title is required <br>";
	msg += "CITIZENS SECURITY LIFE INSURANCE CO. Title is required <br>";
}else{
	$("errsignature").innerHTML="";
	msg += "";
}*/



	if (msg==""){
		$("errorMsg").innerHTML="<strong> <br><br> </strong>";
		$("step1").style.display="none";
		$("step2").style.display="none";
		$("step3").style.display="none";
		$("step4").style.display="none";
		$("step5").style.display="none";
		$("step6").style.display="block";
		$("step7").style.display="none";
		$("step8").style.display="none";
		//$("stepDummy").style.display="none";
		$("intro").style.display="none";
		$("added").style.display="none";
		pageScroll();
	}else{
		//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
}


function step7(){
 var msg="";
 
 if ($("eadd12").value==""){
 $("erreadd12").innerHTML="Email is required <br>";
  msg += "Email is required <br>";
 }else{
 $("erreadd12").innerHTML="";
  msg += "";
 }
 
 if ($("yags").value==""){
 $("erryag").innerHTML="Year agency started is required <br>";
  msg += "Year agency started is required <br>";
 }else{
 $("erryag").innerHTML="";
  msg += "";
 }
 
 if ($("yem").value==""){
 $("erryem").innerHTML="Years in employee benefits business is required <br>";
  msg += "Years in employee benefits business is required <br>";
 }else{
 $("erryem").innerHTML="";
  msg += "";
 }
 
 if ($("geo").value==""){
 $("errgeo").innerHTML="Geographic area served by your agency is required <br>";
  msg += "Geographic area served by your agency is required <br>";
 }else{
 $("errgeo").innerHTML="";
  msg += "";
 }
 
 /*
 if ($("numsales").value==""){
 $("errnumsales").innerHTML="Number of sales or account reps is required <br>";
  msg += "Number of sales or account reps is required <br>";
 }else{
 $("errnumsales").innerHTML="";
  msg += "";
 }
 
 if ($("nam").value==""){
 $("errnam").innerHTML="Number of Administrative/Support staff is required <br>";
  msg += "Number of Administrative/Support staff is required <br>";
 }else{
 $("errnam").innerHTML="";
  msg += "";
 }*/
  
 if (msg==""){
 
  $("errorMsg").innerHTML="<strong> <br><br> </strong>";1
  $("step1").style.display="none";
  $("step2").style.display="none";
  $("step3").style.display="none";
  $("step4").style.display="none";
  $("step5").style.display="none";
  $("step6").style.display="none";
  $("step7").style.display="block";
  $("step8").style.display="none";
  $("added").style.display="none";  
  $("intro").style.display="none";
  pageScroll();
 }else{
//  $("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
 }
}


function step8(){

	var msg="";
	var val="no";
	
	if (!checkRadio("formReg","statef")){
		$("errstatef").innerHTML="Select your status if New or for Change or No Thanks <br>";
		msg += "Select your status if New or for Change <br>";
	}
	else{
		$("errstatef").innerHTML="";
		msg+=""; 
		
		for( i = 0; i < document.formReg.statef.length; i++ )
		{
		if( document.formReg.statef[i].checked == true )
		val = document.formReg.statef[i].value;
		}
	}

	if(val != "no"){
		
		if ($("efta").value==""){
		 $("errefta").innerHTML="EFTA name is required <br>";
		msg += "EFTA name is required <br>";
		}else{
		 $("errefta").innerHTML="";
			msg += "";
		}
		
		if ($("sdepositorj").value==""){
		 $("errsdepositorj").innerHTML="Signature of Depositor (if joint account) is required <br>";
		msg += "Signature of Depositor (if joint account) is required <br>";
		}else{
		 $("errsdepositorj").innerHTML="";
			msg += "";
		}
		
		if ($("sdepositor").value==""){
		 $("errsdepositor").innerHTML="Number of Administrative/Support staff is required <br>";
		msg += "Signature of Depositor is required <br>";
		}else{
		 $("errsdepositor").innerHTML="";
			msg += "";
		}
		
		if ($("nd").value==""){
		 $("errnd").innerHTML="Name of Depositor(s) as it appears on bank records is required <br>";
		msg += "Name of Depositor(s) as it appears on bank records is required <br>";
		}else{
		 $("errnd").innerHTML="";
			msg += "";
		}
		
		if ($("nbank").value==""){
		 $("errnbank").innerHTML="Name of Bank is required <br>";
		msg += "Name of Bank is required <br>";
		}else{
		 $("errnbank").innerHTML="";
			msg += "";
		}
		
		if ($("addbank").value==""){
		 $("erraddbank").innerHTML="Address of Bank or Branch Office Where Account is Maintained is required <br>";
		msg += "Address of Bank or Branch Office Where Account is Maintained is required <br>";
		}else{
		 $("erraddbank").innerHTML="";
			msg += "";
		}


	}//no thanks
				
	if (msg==""){
	$("errorMsg").innerHTML="<strong>  </strong>";
	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="block";
	//$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	$("bussasso").style.display="none";
	$("step9").style.display="none";
	pageScroll();
	
	}else{
	//	$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}	
}//step8


	
function stepdummy(){

var msg ="";
var lastname=$("lastname").value;
var firstname=$("firstname").value;
var middle=$("middle").value;
var maiden=$("maiden").value;


if ($("lastname").value==""){	
	$("errlastname").innerHTML="Lastname is required";
	msg="1";
}else{
	$("errlastname").innerHTML="";
}

if ($("firstname").value==""){
	$("errfirstname").innerHTML="Firstname is required";
	msg="1";
}else{
	$("errfirstname").innerHTML="";
}



if ($("sss2").value==""){
	$("errsss2").innerHTML="Social Security Number is required";
	msg="1";
}else{
	$("errsss2").innerHTML="";
}

if ($("bdate").value==""){
	$("errbdate").innerHTML="Birthdate is required";
	msg="1";
}else{
	$("errbdate").innerHTML="";
}

if ($("sss").value==""){
	$("errsss").innerHTML="SSS is required";	
	msg="1";
}else{
	$("errsss").innerHTML="";
}


if ($("phone").value==""){
	$("errphone").innerHTML="Phone is required";	
	msg="1";	
}else{
	$("errphone").innerHTML="";		
}

if ($("city").value==""){
	$("errcity").innerHTML="City is required";	
	msg="1";	
}else{
	$("errcity").innerHTML="";	
}

if ($("state").value==""){
	$("errstate").innerHTML="State is required";		
	msg="1";
}else{
	$("errstate").innerHTML="";			
}

if ($("zipcode").value==""){
	$("errzipcode").innerHTML="Zipcode is required";		
	msg="1";
}else{
	$("errzipcode").innerHTML="";		
}


if ($("email").value==""){
	$("erremail").innerHTML="Email is required";			
	msg="1";
}else{
	$("erremail").innerHTML="";		
}
/*
if ($("cellno").value==""){
	$("errcellno").innerHTML="Cell No. is required";		
	msg="1";	
}else{
	$("errcellno").innerHTML="";		
}*/

if ($("absig").value==""){
 	$("errabsig").innerHTML="Agent/ Broker Signature: is required <br>";
	msg="1";
}else{
 	$("errabsig").innerHTML="";
}

if (msg==""){
	
	$("errorMsg").innerHTML="<strong>  </strong>";
	$("step2").style.display="none";
	$("step1").style.display="none";
	$("stepDummy").style.display="block";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	}
	else{

	//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
}

function step9(){


	$("step1").style.display="none";
	$("step2").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("step7").style.display="none";
	$("step8").style.display="none";
	$("step9").style.display="block";
	$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	$("hipaa").style.display="none";
	pageScroll();

}

	
function processForm(){
	var msg="";
	var email=$('email').value;




		if (email=="" ){
			alert("Email, check  license are required");
		}else{
			$('#processForm').submit();
		}
	}
	
function processForm2(){
	var msg="";
	var email=$('email').value;

	var scanlicense=$('scanlicense').value;
			
var msg="";	
if ($("ar").value==""){
	msg += "Authorized Representative is required <br>";
}else{
	msg += "";
}

if ($("na").value==""){
	msg += "Name of Agency is required <br>";
}else{
	msg += "";
}

if ($("cityn").value==""){
	msg += "City and State is required <br>";
}else{
	msg += "";
}

if ($("agreeday").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}

if ($("agreemonth").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}

if ($("agreeyear").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}

if ($("nglic").value==""){
	msg += "NATIONAL GUARDIAN LIFE INSURANCE COMPANY is required <br>";
}else{
	msg += "";
}

if ($("agencyname").value==""){
	msg += "Agency name is required <br>";
}else{
	msg += "";
}

if ($("ars").value==""){
	msg += "Authorized Signature is required <br>";
}else{
	msg += "";
}

if ($("nsssno").value==""){
	msg += "SSSnumber is required <br>";
}else{
	msg += "";
}

if ($("dob").value==""){
	msg += "DOB is required <br>";
}else{
	msg += "";
}

if ($("agreeday1").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}

if ($("agreemonth1").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}

if ($("agreeyear1").value==""){
	msg += "Agreement Date is required <br>";
}else{
	msg += "";
}


if ($("nglic1").value==""){
	msg += "NATIONAL GUARDIAN LIFE INSURANCE COMPANY is required <br>";
}else{
	msg += "";
}

if ($("agencyname1").value==""){
	msg += "Agency name is required <br>";
}else{
	msg += "";
}

if ($("ars1").value==""){
	msg += "Authorized Signature is required <br>";
}else{
	msg += "";
}

if ($("sigar").value==""){
	msg += "Signature of Authorized Representative is required <br>";
}else{
	msg += "";
}

if ($("comname").value==""){
	msg += "Company Name is required <br>";
}else{
	msg += "";
}

if ($("comadd").value==""){
	msg += "Company Address is required <br>";
}else{
	msg += "";
}

if ($("zipcodecty").value==""){
	msg += "Zipcode and City is required <br>";
}else{
	msg += "";
}
if ($("phoneagain").value==""){
	msg += "Phone again is required <br>";
}else{
	msg += "";
}

if ($("printtype").value==""){
	msg += "Print Type is required <br>";
}else{
	msg += "";
}

if ($("agencyname").value==""){
	msg += "Agency name is required <br>";
}else{
	msg += "";
}


if ($("rtiadd").value==""){
	msg += "RTI address is required <br>";
}else{
	msg += "";
}

if ($("rtizipcode").value==""){
	msg += "RTI zipcode is required <br>";
}else{
	msg += "";
}

if ($("rtieiden").value==""){
	msg += "RTI employee number is required <br>";
}else{
	msg += "";
}


if ($("sig2").value==""){
	msg += "Signature is required <br>";
}else{
	msg += "";
}


if ($("effectas").value==""){
	msg += "Effectuve As is required <br>";
}else{
	msg += "";
}

if ($("nglcomp").value==""){
	msg += "Company is required <br>";
}else{
	msg += "";
}

if ($("coventity").value==""){
	msg += "Covered Entity is required <br>";
}else{
	msg += "";
}

if ($("ngaladd").value==""){
	msg += "NGL Add is required <br>";
}else{
	msg += "";
}


if ($("ngltel2").value==""){
	msg += "NGL Telephone is required <br>";
}else{
	msg += "";
}


if ($("nglfax2").value==""){
	msg += "NGL fax is required <br>";
}else{
	msg += "";
}

if ($("nbass").value==""){
	msg += "Business Assoc is required <br>";
}else{
	msg += "";
}

if ($("ngltel1").value==""){
	msg += "Telephone is required <br>";
}else{
	msg += "";
}

if ($("nglfax").value==""){
	msg += "Telephone is required <br>";
}else{
	msg += "";
}

if ($("nglicby").value==""){
	msg += "License by is required <br>";
}else{
	msg += "";
}


if ($("compname3").value==""){
	msg += "Company Name is required <br>";
}else{
	msg += "";
}

if ($("by4").value==""){
	msg += "Company by is required <br>";
}else{
	msg += "";
}

if ($("name4").value==""){
	msg += "Name is required <br>";
}else{
	msg += "";
}

if ($("title4").value==""){
	msg += "Title is required <br>";
}else{
	msg += "";
}

if ($("busassocngli").value==""){
	msg += "BANGL by is required <br>";
}else{
	msg += "";
}

if ($("namengli").value==""){
	msg += "Name is required <br>";
}else{
	msg += "";
}

if ($("tilengli").value==""){
	msg += "Title by is required <br>";
}else{
	msg += "";
}
		if (email=="" || photo=="" || scanlicense=="" || msg!=""){
			//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
			alert("Email, check  license are required");
		}else{
			$('#processForm2').submit();
		}
	}
	
	
function step2a(){

var msg ="";


if ($("nar").value==""){
	$("errnar").innerHTML="Name of authorized representative is required <br>";
	msg += "Name of authorized representative is required <br>";
}else{
	$("errnar").innerHTML="";
	msg += "";
}

if ($("ngleadd").value==""){
	$("errngleadd").innerHTML="Email Address is required <br>";
	msg += "Email Address is required <br>";
}else{
	$("errngleadd").innerHTML="";
	msg += "";
}
/*
if ($("nca").value==""){
	$("errnca").innerHTML="Name of corporation agency is required <br>";
	msg += "Name of corporation agency is required <br>";
}else{
	$("errnca").innerHTML="";
	msg += "";
}
*/
if ($("nbusadd").value==""){
	$("errnbusadd").innerHTML="Business Address is required <br>";
	msg += "Business Address is required <br>";
}else{
	$("errnbusadd").innerHTML="";
	msg += "";
}

if ($("ncity").value==""){
	$("errncity").innerHTML="City is required <br>";
	msg += "City is required <br>";
}else{
	$("errncity").innerHTML="";
	msg += "";
}

if ($("nstate").value==""){
	$("errnstate").innerHTML="State is required <br>";
	msg += "State is required <br>";
}else{
	$("errnstate").innerHTML="";
	msg += "";
}

if ($("nzipcode").value==""){
	$("errnzipcode").innerHTML="Zipcode is required<br>";
	msg += "Zipcode is required <br>";
}else{
	$("errnzipcode").innerHTML="";
	msg += "";
}

if ($("nphone").value==""){
	$("errnphone").innerHTML="Phone is required <br>";
	msg += "Phone is required <br>";
}else{
	$("errnphone").innerHTML="";
	msg += "";
}
/*
if ($("nmadda").value==""){
	$("errnmadda").innerHTML="Mailing Address is required <br>";
	msg += "Mailing Address is required <br>";
}else{
	$("errnmadda").innerHTML="";
	msg += "";
}

if ($("ncitya").value==""){
	$("errncitya").innerHTML="Mailing City is required <br>";
	msg += "Mailing City is required <br>";
}else{
	$("errncitya").innerHTML="";
	msg += "";
}

if ($("nstatea").value==""){
	$("errnstatea").innerHTML="Mailing State is required <br>";
	msg += "Mailing State is required <br>";
}else{
	$("errnstatea").innerHTML="";
	msg += "";
}

if ($("nzipcodea").value==""){
	$("errnzipcodea").innerHTML="Mailing Zipcode is required <br>";
	msg += "Mailing Zipcode is required <br>";
}else{
	$("errnzipcodea").innerHTML="";
	msg += "";
}

if ($("nfaxa").value==""){
	$("errnfaxa").innerHTML="Mailing Fax is required <br>";
	msg += "Mailing Fax is required <br>";
}else{
	$("errnfaxa").innerHTML="";
	msg += "";
}


if ($("ocname").value==""){
	$("errocname").innerHTML="Mailing Contact Name is required <br>";
	msg += "Mailing Fax is required <br>";
}else{
	$("errocname").innerHTML="";
	msg += "";
}

if ($("oeadd").value==""){
	$("erroeadd").innerHTML="Mailing Email Address is required <br>";
	msg += "Mailing Email Address is required <br>";
}else{
	$("erroeadd").innerHTML="";
	msg += "";
}

if ($("ophone").value==""){
	$("errophone").innerHTML="Mailing Phone is required <br>";
	msg += "Phone is required <br>";
}else{
	$("errophone").innerHTML="";
	msg += "";
}
*/
if (!checkRadio("formReg","ngl")){
	$("errngl").innerHTML="been appointed by National Guardian Life Insurance Company? is required <br>";
	msg += "been appointed by National Guardian Life Insurance Company? is required <br>";}
else{
	$("errngl").innerHTML="";
	msg+=""; 
}
  
if (!checkRadio("formReg","ind")){
	$("errind").innerHTML="had a complaint filed against you with an Insurance Department? State? is required <br>";
	msg += "had a complaint filed against you with an Insurance Department? State? is required <br>";}
else{
	$("errind").innerHTML="";
	msg+=""; 
}
  
if (!checkRadio("formReg","bra")){
	$("errbra").innerHTML="been refused abond? is required <br>";
	msg += "been refused abond? is required <br>";}
else{
	$("errbra").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","inv")){
	$("errinv").innerHTML="been the subject of any investigationor proceeding by any insurance jurisdiction? is required <br>";
	msg += "been the subject of any investigationor proceeding by any insurance jurisdiction? is required <br>";}
else{
	$("errinv").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","acon")){
	$("erracon").innerHTML="had any agency contract or compny appointment canceled for cause (e.g., misrepresentation, misappropriation, etc.) is required <br>";
	msg += "had any agency contract or compny appointment canceled for cause (e.g., misrepresentation, misappropriation, etc.) is required <br>";}
else{
	$("erracon").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","ins")){
	$("errins").innerHTML="been suspended, expelled,fined,barred, censured, or otherwise disciplines or found to have violated any law or rule by any party in the insurance industry? is Required <br>";
	msg += "been suspended, expelled,fined,barred, censured, or otherwise disciplines or found to have violated any law or rule by any party in the insurance industry? is Required <br>";}
else{
	$("errins").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","license")){
	$("errlicense").innerHTML="been refused a license to sell insurance or membership in any insurance oragnization or had a license suspended or revoked for cause by any jurisdiction? is Required <br>";
	msg += "been refused a license to sell insurance or membership in any insurance oragnization or had a license suspended or revoked for cause by any jurisdiction? is Required <br>";}
else{
	$("errlicense").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","avoid")){
	$("erravoid").innerHTML="withdrawn any application or surrendered any license to avoid is Required <br>";
	msg += "withdrawn any application or surrendered any license to avoid is Required <br>";}
else{
	$("erravoid").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","traffic")){
	$("errtraffic").innerHTML="been convicted of or pleaded no contest to any felony or misdemeanor, except for traffic offenses? is Required <br>";
	msg += "been convicted of or pleaded no contest to any felony or misdemeanor, except for traffic offenses? is Required <br>";}
else{
	$("errtraffic").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","cc")){
	$("errcc").innerHTML="have any criminal charges pending against you? is Required <br>";
	msg += "have any criminal charges pending against you? is Required <br>";}
else{
	$("errcc").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","jud")){
	$("errjud").innerHTML="gone through bankruptcy, had salary attached or had any liens or judgements outstanding against you? is Required <br>";
	msg += "gone through bankruptcy, had salary attached or had any liens or judgements outstanding against you? is Required <br>";}
else{
	$("errjud").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","lawsuit")){
	$("errlawsuit").innerHTML="been named a party in any lawsuit? is Required <br>";
	msg += "been named a party in any lawsuit? is Required <br>";}
else{
	$("errlawsuit").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","indebted")){
	$("errindebted").innerHTML="Are you presently indebted to any insurer or any insurance company or managing general agent? is Required <br>";
	msg += "Are you presently indebted to any insurer or any insurance company or managing general agent? is Required <br>";}
else{
	$("errindebted").innerHTML="";
	msg+=""; 
}

if (!checkRadio("formReg","risks")){
	$("errrisks").innerHTML="Do you intend to sellinsurance principally forthe purposeof placinginsurance on risks owned or controlled? is Required <br>";
	msg += "Do you intend to sellinsurance principally forthe purposeof placinginsurance on risks owned or controlled? is Required <br>";}
else{
	$("errrisks").innerHTML="";
	msg+=""; 
}

if ($("agencynumb").value==""){
	$("erragencynumb").innerHTML="# of years Agency has been in business? is required <br>";
	msg += "# of years Agency has been in business? is required <br>";
}else{
	$("erragencynumb").innerHTML="";
	msg += "";
}

if ($("agencynump").value==""){
	$("erragencynump").innerHTML="# of years Agency has been at present address? is required <br>";
	msg += "# of years Agency has been at present address? is required <br>";
}else{
	$("erragencynump").innerHTML="";
	msg += "";
}



if ($("nsar").value==""){
	$("errnsar").innerHTML="Signature of Authorized Representative is required <br>";
	msg += "Signature of Authorized Representative is required <br>";
}else{
	$("errnsar").innerHTML="";
	msg += "";
}

if (msg==""){
//	$("errorMsg").innerHTML="<strong>  </strong> ";
	$("step2").style.display="block";
	$("step1").style.display="none";
	$("step3").style.display="none";
	$("step4").style.display="none";
	$("step5").style.display="none";
	$("step6").style.display="none";
	$("stepDummy").style.display="none";
	$("intro").style.display="none";
	$("added").style.display="none";
	pageScroll();
	}
	else{

	//$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	}
}

function added(){

 
var msg="";
if ($("agentbroker").value==""){
 msg += "Agent or Agency (Broker) is required <br>";
}else{
 msg += "";
}

if ($("ssno").value==""){
 msg += "Social Security No. or Tax Identification No. is required <br>";
}else{
 msg += "";
}

if ($("streetadd").value==""){
 msg += "Street Address is required <br>";
}else{
 msg += "";
}

if ($("eadd").value==""){
 msg += "Email Address is required <br>";
}else{
 msg += "";
}

if ($("effdate").value==""){
 msg += "Effective Date is required <br>";
}else{
 msg += "";
}

if ($("bby").value==""){
 msg += "Broker is required <br>";
}else{
 msg += "";
}

if ($("cby").value==""){
 msg += "CITIZENS SECURITY LIFE INSURANCE CO is required <br>";
}else{
 msg += "";
}

if ($("btitle").value==""){
 msg += "Broker Title is required <br>";
}else{
 msg += "";
}
if ($("ctitle").value==""){
 msg += "CITIZENS SECURITY LIFE INSURANCE CO. Title is required <br>";
}else{
 msg += "";
}



 if (msg==""){
  $("errorMsg").innerHTML="<strong> <br><br> </strong>";
  $("added").style.display="block";
  $("step1").style.display="none";
  $("step2").style.display="none";
  $("step3").style.display="none";
  $("step4").style.display="none";
  $("step5").style.display="none";
  $("step6").style.display="none";  
  $("step7").style.display="none";
  $("step8").style.display="none";
  $("added").style.display="none";
  //$("stepDummy").style.display="none";
  $("intro").style.display="none";
  pageScroll();
 }else{
  //$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
 }
 
 }

function hipaa(){
	var msg="";

	if ($("ar").value==""){
		msg += "Authorized Representative is required <br>";
		$("errar").innerHTML="Authorized Representative is required <br>";
	}else{
		msg += "";
		$("errar").innerHTML="";
	}

	if ($("cityn").value==""){
		msg += "City and State is required <br>";
		$("errcityn").innerHTML="City and State is required <br>";
	}else{
		msg += "";
		$("errcityn").innerHTML="";
	}

		
	if ($("agreeyear").value=="" || $("agreeday").value=="" || $("agreemonth").value==""){
		$("erragreeDate").innerHTML="Agreement Date is required <br>";
		msg += "Agreement Date is required <br>";		
	}else{
		$("erragreeDate").innerHTML="";
		msg += "";
	}

	if ($("ars").value==""){
		$("errars").innerHTML="Authorized Signature is required <br>";
		msg += "Authorized Signature is required <br>";
	}else{
		msg += "";
		$("errars").innerHTML="";
	}

	if ($("nsssno").value==""){
		$("errnsssno").innerHTML="SSS number is required <br>";
		msg += "SSSnumber is required <br>";
	}else{
		$("errnsssno").innerHTML="";
		msg += "";
	}

	if ($("dob").value==""){
		msg += "DOB is required <br>";
		$("errdob").innerHTML="DOB is required <br>";
	}else{
		msg += "";
		$("errdob").innerHTML="";
	}

	 if (msg==""){
	 	
	  $("hipaa").style.display="block";
	  $("added").style.display="none";
	  $("step1").style.display="none";
	  $("step2").style.display="none";
	  $("step3").style.display="none";
	  $("step4").style.display="none";
	  $("step5").style.display="none";
	  $("step6").style.display="none";  
	  $("step7").style.display="none";
	  $("step8").style.display="none";
	  $("step9").style.display="none";
	  $("added").style.display="none";
	  $("fair").style.display="none";
	  //$("stepDummy").style.display="none";
	  $("intro").style.display="none";
	  pageScroll();
	 }else{
	  //$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	 }

}

function hipaa1(){
	var msg="";

		
	if ($("agreeyear1").value=="" || $("agreeday1").value=="" || $("agreemonth1").value==""){
		$("erragreeDate1").innerHTML="Agreement Date is required <br>";
		msg += "Agreement Date is required <br>";		
	}else{
		$("erragreeDate1").innerHTML="";
		msg += "";
	}

	if ($("ars1").value==""){
		$("errars1").innerHTML="Authorized Signature is required <br>";
		msg += "Authorized Signature is required <br>";
	}else{
		msg += "";
		$("errars1").innerHTML="";
	}


	 if (msg==""){
	 	
	  $("hipaa").style.display="none";
	  $("added").style.display="none";
	  $("step1").style.display="none";
	  $("step2").style.display="none";
	  $("step3").style.display="none";
	  $("step4").style.display="none";
	  $("step5").style.display="none";
	  $("step6").style.display="none";  
	  $("step7").style.display="none";
	  $("step8").style.display="none";
	  $("step9").style.display="none";
	  $("added").style.display="none";
	  $("fair").style.display="block";
	  //$("stepDummy").style.display="none";
	  $("intro").style.display="none";
	  $("taxinfo").style.display="none";
	  pageScroll();
	 }else{
	  //$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	 }

}


function fair(){
	var msg="";

	if ($("sigar").value==""){
		msg += "Signature of Authorized Representative is required <br>";
		$("errsigar").innerHTML="Signature of Authorized Representative is required <br>";
	}else{
		msg += "";
		$("errsigar").innerHTML="";
	}

	 if (msg==""){
	  $("fair").style.display="none";
	  $("hipaa").style.display="none";
	  $("added").style.display="none";
	  $("step1").style.display="none";
	  $("step2").style.display="none";
	  $("step3").style.display="none";
	  $("step4").style.display="none";
	  $("step5").style.display="none";
	  $("step6").style.display="none";  
	  $("step7").style.display="none";
	  $("step8").style.display="none";
	  $("step9").style.display="none";
	  $("added").style.display="none";
	  $("taxinfo").style.display="block";
	  //$("stepDummy").style.display="none";
	  $("intro").style.display="none";
	  pageScroll();
	 }else{
	  //$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	 }

}


function taxinfo(){
	var msg="";

/*	
	if ($("printtype").value==""){
		msg += "Print Type is required <br>";
		$("errprinttype").innerHTML="Print Type is required <br>";
	}else{
		msg += "";
		$("errprinttype").innerHTML="";
	}
*/
	if ($("agencynameTIN").value==""){
		$("erragencynameTIN").innerHTML="Agency name is required <br>";		
		msg += "Agency name is required <br>";
	}else{
		$("erragencynameTIN").innerHTML="";
		msg += "";
	}


	if ($("rtiadd").value==""){
		$("errrtiadd").innerHTML="RTI address is required <br>";
		msg += "RTI address is required <br>";
	}else{
		msg += "";
		$("errrtiadd").innerHTML="";
	}

	if ($("rtizipcode").value==""){
		$("errrtizipcode").innerHTML="RTI zipcode is required <br>";
		msg += "RTI zipcode is required <br>";
	}else{
		msg += "";
		$("errrtizipcode").innerHTML="";
	}

	if ($("rtieiden").value==""){
		msg += "RTI employee number is required <br>";
		$("errrtieiden").innerHTML="RTI employee number is required <br>";
	}else{
		msg += "";
		$("errrtieiden").innerHTML="";
	}


	if ($("sig2").value==""){
		$("errsig2").innerHTML="Signature is required <br>";
		msg += "Signature is required <br>";
	}else{
		msg += "";
		$("errsig2").innerHTML="";
	}
	 if (msg==""){
	  $("bussasso").style.display="block";
	  $("taxinfo").style.display="none";
	  $("fair").style.display="none";
	  $("hipaa").style.display="none";
	  $("added").style.display="none";
	  $("step1").style.display="none";
	  $("step2").style.display="none";
	  $("step3").style.display="none";
	  $("step4").style.display="none";
	  $("step5").style.display="none";
	  $("step6").style.display="none";  
	  $("step7").style.display="none";
	  $("step8").style.display="none";
	  $("step9").style.display="none";
	  $("added").style.display="none";	  
	  //$("stepDummy").style.display="none";
	  $("intro").style.display="none";
	  pageScroll();
	 }else{
	  //$("errorMsg").innerHTML="<strong> Errors Found<br><br> </strong>"+msg;
	 }

}